Having a motorcycle accident can be a scary incident, and the repercussions of dealing with insurance companies can be a headache. If you were covered under an insurance policy at the time of the accident, you may wonder if you even need a motorcycle accident attorney for your case. Because insurance companies may try to cheat you out of the compensation that you deserve, it is wise to have an experienced law professional on your side. You insurance company may try to avoid uninsured motorists claims, pay less than the value of your motorcycle or fail to process your claim in a timely manner.
Uninsured Motorists
Even if you have uninsured motorist coverage on your insurance policy, getting money from your own insurance company can be quite the hassle. The company may want to pay less than is reasonable because they are not receiving any award from the other party’s insurance company. This is not fair to you, however, as you have been paying for this specific type of coverage. Your lawyer can help you fight a settlement that is less than you deserve.
Paying Too Little for Repairs or Replacements
After a motorcycle wreck, your insurance company has two options: to call the accident a total loss or to pay for repairs to your motorcycle. If your bike is totaled, the insurer will likely try to pay you less than the value of the motorcycle at the time of the accident. This means that you will not be able to buy a bike of comparable quality. If the insurance company deems that your bike is repairable, the damages that you receive will likely not cover the repairs needed to restore your motorcycle to its former function. Your lawyer can help you fight for monetary compensation that will leave you with a mode of transportation comparable to the one that was damaged.
Waiting on Claim Processing
Insurance companies are notorious for their slow processing times. If your insurance company is dragging their feet to process your claim, it may be because they are hesitant to pay you the recompense that is yours after the accident. Your attorney can fight for timely processing of your claim so that you can receive your money and be able to restore your damaged or lost property.
Dealing with an insurance company after any type of accident is often a long and difficult process, but with an experienced lawyer on your side, you can fight to receive the compensation that is rightfully yours.
Source: Catastrophic Injury Lawyer Trenton, NJ, Davis & Brusca, LLC